आर्थिक समृद्धि लघुवित्त वित्तीय संस्था लिमिटेड
Aarthik Samriddhi Laghu Bitta Bittiya Sanstha Limited ,the bank for upliftment of the poor is a microfinance bank established in November 2017 under Company Act of Nepal 1997 (now Company Act 2006). Nepal Rastra Bank, the Central Bank of Nepal, granted a license in July 2017 to undertake banking activities under the Development Bank Act 1996. It started its formal operation from September 2017.
Arthik had a limited recourses and capacity to satisfy unmet demand of poor people in different part of the country. This resulted the establishment of Aarthik as a Company where Arthik became a lead promoter of the bank. In July 2017, Aarthik transferred all microfinance operations to Aarthik. Strategic reasons for promoting Aarthik are: